Biden’s mortgage redistribution plan may burden one minority group the most: experts
Fox News
New Biden administration mortgage rules that will see borrowers with good credit forced to pay increased fees could disproportionately impact Asian American applicants.
But the burden of the new rules may disproportionately fall on Asian American homebuyers, who as a group have credit ratings that are better than any other racial demographic. According to a report by Investopedia, Asian Americans, who have an average credit score of 745, are the only racial demographic with a rating classified as "very good" by widely used FICO standards.
The 745 average credit score for Asian Americans came in 11 points higher than White Americans, who have an average credit score of 734. Asian American scores also came in ahead of Hispanic and Black Americans, who average ratings of 701 and 677, respectively.
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