The Best Financial Advice For Every Decade Of Your Life
HuffPost
Here's what personal finance experts recommend you do with your money from your 20s to your 80s.
Personal finance is a lifelong journey that evolves with each passing decade. As you get older, your financial needs inevitably change and can become more complex. So too must your approach to money.
To help people navigate this often overwhelming journey, we asked personal finance experts to share their best advice for each decade of life.
In your 20s
“Start budgeting, saving and investing as soon as you can,” Bola Sokunbi, the founder of Clever Girl Finance, told HuffPost. “The easiest place to start is with your employer’s retirement savings option if you have one. If your employer offers a retirement savings match, take it. When you are young, you can take full advantage of compounding, dividends and appreciation.”
Get into the habit of saving by living below your means and “paying yourself first” ― i.e., routing money into your savings account every pay cycle. Think intentionally about the kinds of spending values you want to live by.
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