RACHEL CRUZE: Don't let debt steal your holiday cheer. 4 ways to stay sane and solvent
Fox News
Yes, giving gifts at the holidays is a good-hearted idea. But it can also lead to some serious money problems, especially if you use your credit card during checkout.
I want to give you permission to let Christmas look different for your family, especially if you’re trying to save money. Rachel Cruze is a two-time #1 national bestselling author, financial expert and host of "The Rachel Cruze Show." Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, save money, budget, and win with money at any stage in life. She’s authored three bestselling books, including her latest, "Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do," and "WHAT to Do About It!" Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com.
I’m going to step on some toes for a minute. If inflation has made your budget tighter because the cost of living has gone up, that’s not an excuse to go into debt. It’s up to you to bite the bullet and either get creative and find ways to make more money or cut back on your Christmas budget.
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