Ontario couple on 'long and expensive' IVF journey have renewed hope with financial help

The road to parenthood hasn't been easy for Paul and Kelly Hamoline.

The London, Ont., couple, both 35, have spent thousands of dollars on in-vitro fertilization (IVF) treatments that were  unsuccessful.

Their dream to have a child appeared to come true when Kelly became pregnant through IVF. But earlier this year, their daughter was born prematurely at 23 weeks and died four days later, leaving a gaping hole in their lives and financial barriers to starting the process again.

"It's been a very long and expensive journey, and it takes a lot out of you," said Paul. "It takes a toll on your relationship, your mental health and how you relate to other people."

The Hamolines' financial woes have now been aided by a one-time $5,000 grant through the Modern Miracle Foundation, a registered charity that provides patients across Canada with financial support to overcome infertility.

"We've already used a lot of our savings in this process and we're sort of at a point where we're choosing to build our family over choosing to own a home in the near future at all," said Kelly.

Although the first round of IVF — which includes egg retrievals and embryo transfers — is covered under the Ontario Fertility Plan (OFP), the wait-list ranges from six months to two years before patients can access that funding. It also doesn't cover the cost of fertility drugs, storing embryos or any genetic testing that people may choose to do.

One in six Canadian couples experiences infertility. A study published by advocacy group Conceivable Dreams found 34 per cent spend more than $30,000 on treatment alone and may have to do multiple IVF rounds before pregnancy is confirmed.

WATCH | The Hamolines describe their challenges in becoming parents: 

The funding has been nothing short of a miracle for the Hamolines after their premature baby died. Each round of IVF cost the pair about $9,000, on top of medication of upwards of $5,000 — and it all adds up very quickly, said Paul.

"The problem with the way funding is in Ontario is that if don't get any eggs during your funded cycle or they don't generate any embryos, then you've used all your funding and you haven't really gotten anywhere in terms of your fertility journey," said Kelly. 

Kelly said she's fortunate her employee benefits cover fertility drugs, and while private insurance can fill the funding gaps, it may vary depending on the employer. 

The inaccessibility of fertility treatments compounds the existing physical and mental strain on patients, according to Dr. Kim Garbedian, a fertility specialist at Pollin Fertility Clinic, a private clinic in Toronto that offers financing options and help with tax credits. Pollin isn't involved in the Hamolines' IVF treatments.

"Fertility treatments have a huge emotional and physical impact on patients," Garbedian said. "Some undergo treatments for many years before they achieve pregnancy, and those patients are also accessing other services like mental health supports and other resources.