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Man who pretended to live in northern Ont. must repay insurance benefits

Man who pretended to live in northern Ont. must repay insurance benefits

CTV
Monday, February 19, 2024 09:18:26 PM UTC

A southern Ontario man who pretended to live in northern Ontario to get a discount on car insurance must repay benefits he received, an the Ontario Licence Appeal Tribunal has ruled.

A southern Ontario man who pretended to live in northern Ontario to get a discount on car insurance must repay benefits he received, the Ontario Licence Appeal Tribunal has ruled.

The man lived in North York, but told the insurance company he lived in Thunder Bay, meaning his annual insurance rate was $2,810.38 -- 23 per cent cheaper than it would have been in southern Ontario.

He provided a false bank statement with the Thunder Bay address and a false lease agreement for a Thunder Bay residence. He claimed to have signed a lease agreement with a woman in Thunder Bay, something she denied in an affidavit.

"She noted that she agreed to the respondent’s request to use her apartment as his mailing address, but that she did so in the assumption that this would be only to receive mail," the tribunal’s decision said.

"(She) asserted that she had not leased her apartment to the respondent at any time and that the respondent had never lived in, or even spent the night in, this residence (which she further explained was in a building designed for seniors' living)."

The man claimed accident benefits for injuries he said he received in a Jan. 20, 2020, collision, and received $2,315.

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