Insurers step in with riders as consumable costs spike
The Hindu
Insurance firms are tweaking rules to help cover the expense on consumables via riders, to be bought along with the base plan
Over the last 18 months, medical expenses of in-patients with COVID-19 infection in India have risen to unprecedented levels. This has resulted in tremendous financial pressure on families of those infected by the deadly coronavirus, forcing them to borrow money from family and friends to pay the hospital bills.
Detailed analyses of hospital bills show that the rise is majorly due to consumables that include PPE kits, syringes and sanitisation products. Consumables refer to single-use items used for medical treatment or procedures.
During pre-COVID-19 times, the average cost of treatment at a private hospital was between ₹50,000 and ₹60,000. However, during the COVID-19 phase, this has increased to ₹80,000-90,000.
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