'I was scared': Ontario man's car repossessed after missing two repair loan payments

An Ontario man who took out a loan to pay for auto repairs said his car was repossessed after he missed two payments.

An Ontario man said when he went to get in his car after work he was shocked when it wasn’t there and he thought it had been stolen.

“I was scared, I was anxious and I was stressed out. I saw an empty space where my car was supposed to be and I didn't know what to do,” said Jeff Pierre of Markham, Ont.

Pierre has a 2018 Hyundai Elantra and last year the car needed new brakes, tires and other repairs. The auto shop that he went to said he could pay for the repairs with loans that came to $4,909 and he agreed.

Pierre said he didn’t want to borrow the money buy felt he had no choice with a baby on the way.

"I didn't have the funds to be able to repair the car and I needed the car to take my wife to work and I need the car to get to work also,” Pierre said.

Pierre took out the loans with Wippy, a company that works with auto shops providing loans to consumers for automotive repairs, tires and rims.

When Pierre missed two payments, Wippy repossessed his car and he was told if he wanted to get it back he had to pay $9,708, which was the loan amount plus interest and other fees.