Here's who is eligible for student loan debt relief after Biden's latest actions
CNN
The Biden administration has taken multiple actions to make it easier for federal student loan borrowers to receive debt forgiveness that they may already be entitled to under existing programs. The latest moves help borrowers who are enrolled in an income-driven repayment plan.
The latest moves, announced earlier this week, help borrowers who are enrolled in what's known as the income-driven repayment program, or IDR. Roughly 9 million borrowers with more than $500 billion in outstanding federal student loans are currently using an IDR plan to pay off their debt, according to government data.
There are four IDR plans that allow borrowers to avoid loan default by lowering their monthly payments based on their income and family size -- so that the amounts are smaller than they would be under the standard 10-year repayment plan. IDR also promises loan forgiveness after 20 or 25 years of payments are made, depending on the specific plan.
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