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Here are some tips on how to navigate the online world of personal finances

Here are some tips on how to navigate the online world of personal finances

CTV
Tuesday, February 6, 2024 5:23 PM GMT

Budgeting and personal finances are currently trending on social media, where some people share information about what they do with their money online.

Budgeting and personal finances are currently trending on social media, where some people share information about what they do with their money online.

It’s a new concept called “loud budgeting.”

Marc Rouleau, senior vice president of Doyle Salewski Inc. told CTV Morning Live that talking about budgeting isn’t necessarily a bad thing, as it’s an important topic and it makes people feel they’re not alone.

“Budgeting is important. Universally, we all have an income. We all have expenses, right? All we want to do is keep the most in our pocket as possible. That's the universal thing. So, loud budgeting is that concept of bringing it online,” Rouleau said.

Loud budgeting can help people find the best deal and collect all the necessary information before making big purchases, such as buying a car or buying a house, Rouleau adds.

“You go out there, you find a car online and you say, 'Okay, well, I'm going to go to this dealer. I'm going to deal with that particular car. Now they're offering me upgrades. They're offering me financing on it. What's the refinancing they're offering me? Eight per cent? Why (not) go to the next dealer and he's offered me seven per cent? I didn't know there was a difference,'" Rouleau explained.

“Loud budgeting puts those situations out in public.”

Read full story on CTV
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